I attended the Discovery Health Launch this morning and wish to give you a short summary of the changes on Discovery Health Benefits 2016.
1. A new option was launched: Smart Plan
This will be a fully digital option using where members will be guided to the most appropriate healthcare providers via smart phone app
Please let me know should you want more information – I will however give all information at the Employer Group member sessions (if you are an individual member please let me know and I will set up a meeting with you)
The concept of retirement has certainly evolved over the last few decades. Thanks to extended life expectancy and a changing idea of what being “old” entails, most people don’t see themselves quietly sitting on a park bench and feeding birds during retirement.
Instead, modern retirement is increasingly seen as an opportunity to explore, start new ventures, become actively involved in your passions and, quite possibly continue making good money while doing so.
But despite this, it is still necessary to save for an income when you’re not working full-time.
Included or excluded?
If you suffer from depression and apply for cover, the insurer will look at the kind of depression you have and how it’s being treated. You’re obliged to inform the insurer about the condition as it can affect the risk analysis, premiums and conditions of your cover. Depression and psychiatric conditions are usually excluded from income preserver and lump-sum disability cover but not from dread disease or life cover…
Most people shun the idea of having accidental cover in place but when you look at Accidental Stats on claims it is scary…….our young society think they are invincible and accidents will not happen to them…..take a look at the stats…