The Vitality monthly membership rates for next year are as follows:
Member +1 R239
Member +2 R269
Vitality and KeyFIT combo
Member R 215
Member +1 R 259
Member +2 R 299
Other rates for 2016 to take note of:
Vitality Health Check R 170
(Note: One Vitality Health Check a year is paid from the screening and prevention benefit of a medical scheme plan administered by Discovery Health (Pty) Ltd.)
Vitality Fitness Assessment R 265
Vitality Nutrition Consultation R 340
Vitality Elite Fitness Assessment R 1 500
Gym activation fee (Virgin Active and Planet Fitness) R 1 450
Vitality Fit R 330
Baie mense het al n stel afgetrap met onbekwame, onverantwoordelike of gewetenlose makelaars of finansiële adviseurs en daarom is dit belangrik om ‘n finansiële adviseur met groot omsigtigheid te kies.
Strenger regulering oor die optrede van makelaars maak dit deesdae makliker om so n keuse te doen. Daar is nou baie bronne waar ‘n potensiële makelaar se vaardighede en etiek nagegaan kan word.
Investing on behalf of your children is a generous act of foresight and, if you can afford to do it, opens up future opportunities for them. Unit trusts are a common choice for many parents due to their flexibility and the easy access to the invested money. But what does the fine print say about tax and ownership rights?
Over half (54%) of the working 60-plus group say they will work until “at least 70” in order to have enough savings for retirement as compared to 40% of those ages 55-59. However, working longer may not be the solution, as nearly half of the retired respondents (49%) say they retired earlier than planned. Many did so as a result of conditions beyond their control: 37% because of health, and 21% because of an employer decision. Only 7% retired earlier than planned because they had adequate savings.
“Half the retirees in this study retired earlier than expected for reasons beyond their control. People who think working longer – perhaps into their 70s or later – is a retirement plan should realize they may not be able to work longer. Unforeseen circumstances crop up, and this is really important for people to recognize,” said Ready.