Mitzie is accredited with most Life Assurance Companies as well as Medical Schemes in SA to give advice on their products. She has been playing an important role in the industry for approximately 23 years and have received many awards for her time spent actively participating in the field.
Click on the links below to find out more about financial information, medical aid and keep up to date with what you need to do for your will and testaments.
With the spotlight on youth this month, you may be among those thinking about a visit from the stork. If so, here’s your financial to-do list.
Expectant parents and those planning a family may have started visualising their future bundle of joy. But while a new baby will capture your heart, it’ll also capture a fair portion of your family budget! Pregnancy and parenting involve many hidden costs, warns Danelle van Heerde, Head of Advice Processes and Tools at SPF.
As a working parent, nothing makes it worth braving those early mornings more than knowing your children will always be taken care of – and this Youth Month is the ideal time for parents to take a fresh look at their children’s continued well-being.read more
In February 2017 the National Credit Act was amended and new regulations set. Liberty has developed a Credit Life package, which adheres to the regulations of the NCA.read more
Trusts are frequently used (and abused) by spouses as a vehicle into which they transfer their assets, using the trust for their own benefit and not for the benefit of third parties (the beneficiaries). There have been a number of court judgments where it was held that one of the factors a court may consider is when certain substantial assets were held in trust by one of the parties who used the trust as his/her “alter ego”.read more
The SA Revenue Service (Sars) attempts to limit the abuse of trusts as a means of tax evasion by individuals. Sars identifies persons and entities that are closely connected to the beneficiaries of the trust – especially where income and capital gains have been transferred to such persons and entities – since the beneficiaries are the parties who will directly benefit from all income and capital gains accrued in the trust.read more
As a mother of young children, your time is particularly valuable as you fulfil the role of caregiver, nurse, educator, chauffeur and general day-to-day organiser. As your children get older, they need your time less, but their education costs continue to increase, especially if they go on to tertiary education.read more
Onderwys is so duur dat dit noodsaaklik is dat ouers dit verseker.
Henk Meintjes, hoof van ontwikkeling van risikoprodukte van Liberty, het gister op die maatskappy se voorlegging van sy eisstatistieke vir 2017 in Braamfontein, Johannesburg, gesê relatief min mense verseker skoolgeld afsonderlik onder hul lewensdekking, en tog het Liberty in 2017 reeds meer as R6 miljoen regstreeks aan onderwysinstellings betaal.
When a loved one passes away, it’s a difficult and stressful time for those left behind, and administration of the deceased estate can add to the burden – particularly when clients are unaware of how long it may take to finalise the process.read more
When you’re young or don’t have many family responsibilities, you’re likely to prioritise paying off student loans, buying a car, moving out of home and starting a career. At this stage, life cover is seldom top of mind. However, Product Actuary Petrie Marx points out why it’s always best to buy life insurance at a young age – the biggest advantage being lower premiums.read more
Every investor would have heard of equity and listed property referred to as ‘risk assets’. They would also have seen a graph which shows the relative risk of different asset classes, with cash at the bottom as the ‘lowest risk’ and equity at the top as ‘highest risk’.read more