When upgrading to a Gap Cover option that provides more comprehensive benefits, our 12 Month Pre-Existing Condition Waiting Period applies to the enhanced benefits. But… effective immediately, existing clients can make the most of our annual Option Change Window Period and change their Gap Cover option with a cover start date between 1 September 2020 and 1 March 2021.
As the COVID-19 count in South Africa is reaching record highs – to the extent that at one point we had the highest number of new cases in one day, the harsh reality is that many of us are in the unfortunate position where we personally know someone who has the virus.
When a client undergoes a mastectomy and/or reconstruction of an affected breast, and healthcare providers such as the surgeon and anaesthetist charge more than the rate the medical aid pays from a hospital or risk benefit, we assess the shortfalls under our Gap Cover benefit.
Our Breast Reconstruction benefit, on the other hand, covers the cost of a breast reconstruction of an unaffected breast when a client’s medical aid plan excludes this procedure from cover.
It’s a lazy Sunday afternoon. Simon, your 10-year old son, falls from the treehouse and suffers a fractured ankle. You rush him to the emergency room at your nearest hospital.
Thank goodness you have a Stratum Benefits Gap Cover policy with Casualty Cover that refunds the amount that you pay from your own pocket, or that your medical aid pays from a day-to-day benefit or your medical savings account.
As the number of confirmed Coronavirus COVID-19 cases rise every day in South Africa, many people are wondering whether they’ll get adequate medical attention should they be diagnosed with the virus.
We believe that as an expecting mom your pregnancy should be a unique and joyful experience. Through targeted support during each trimester, pregnancy education and specific related engagements, via telephone and digital channels, we aim to help our members, achieve this