Banking on your business in retirement?

Banking on your business in retirement?

Many business owners believe their business is their retirement. They invest all extra profits into the business with the intention of selling it somewhere in the future and retiring afterwards. Other business owners don’t plan to retire at all and want to keep working. Whichever category you fall into, says Kobus Engelbrecht, Marketing Head: Sanlam Business Market, you’re exposing yourself to risk.

Hoe oud belegger is speel ‘n groot rol

Hoe oud belegger is speel ‘n groot rol

’n Belegger wat pas afgetree het, sal sy geld anders Rapport het beleggingsadviseurs ge­vra hoe die ouderdom van ‘n belegger die besluit oor batetoewysing raak. Almal is dit eens daar is nie ‘n vaste resep waarvolgens beleggers in verskil­lende ouderdomsgroepe oor batetoe­wysing moet besluit nie.

Kyk na dié somme vir aftreegeld

Kyk na dié somme vir aftreegeld

Jy het al die raad gehoor om die maksimum wat Jan Taks jou toelaat (27,5% van jou belasbare inkomste) In ‘n aftreefonds te spaar en dan, wanneer jy aftree, nie die derde wat jy kontant mag onttrek te onttrek nie. Danie Venter, ‘n gesertifiseerde finansiële beplanner en adviserende vennoot by Citadel, het ‘n paar somme gedoen en skryf dit maak vir middel- tot hoërinkomste-indivldue sin om ‘n bietjle anders te werk te gaan. Hier is sy slening – maar lees ook die aanmanings onderaan.

Enhance your Purchasing Power with a hard currency investment

Enhance your Purchasing Power with a hard currency investment

Delayed gratification is a common phrase used to describe the act of investing. The idea is that an investor sacrifice their need for some consumable now and rather invest the money so that they can purchase a better version, or more of the same product, at a later stage. Other than this people simply invest to build an asset which will hopefully cover some other future expense or liability.

Discovery Dollar Life Plan Limited Offer

Discovery Dollar Life Plan Limited Offer

Offer your clients more by increasing the value of their rand. The R10.90/$1 Life Plan special offer allows clients to pay a guaranteed exchange rate of R10.90/$1 on their Dollar Life Plan for three years! Clients can pay a guaranteed exchange rate of R10.90/$1 on their Dollar Life Plan for three years, and if the exchange rate exceeds R18/$1, a 20% discount on the exchange rate will apply.

Are you a saver or a borrower?

Are you a saver or a borrower?

It is difficult to be a fence sitter when it comes to investing and wealth creation. Either you are a saver, and are providing for your needs, both present and future, from the sweat of your current labour, or you are a borrower, borrowing from your future to fund your current lifestyle.

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