Enhance your Purchasing Power with a hard currency investment

Enhance your Purchasing Power with a hard currency investment

Delayed gratification is a common phrase used to describe the act of investing. The idea is that an investor sacrifice their need for some consumable now and rather invest the money so that they can purchase a better version, or more of the same product, at a later stage. Other than this people simply invest to build an asset which will hopefully cover some other future expense or liability.

Discovery Dollar Life Plan Limited Offer

Discovery Dollar Life Plan Limited Offer

Offer your clients more by increasing the value of their rand. The R10.90/$1 Life Plan special offer allows clients to pay a guaranteed exchange rate of R10.90/$1 on their Dollar Life Plan for three years! Clients can pay a guaranteed exchange rate of R10.90/$1 on their Dollar Life Plan for three years, and if the exchange rate exceeds R18/$1, a 20% discount on the exchange rate will apply.

Are you a saver or a borrower?

Are you a saver or a borrower?

It is difficult to be a fence sitter when it comes to investing and wealth creation. Either you are a saver, and are providing for your needs, both present and future, from the sweat of your current labour, or you are a borrower, borrowing from your future to fund your current lifestyle.

How many  salary cheques left to retirement?

How many salary cheques left to retirement?

Planning for retirement hinges on two questions: When do you want to retire, and how long do you have to that date? We all dream of retiring early, yet most people are forced to continue working to age 65. An extra five to ten years in retirement are a pleasant thought, but are there enough salary cheques left from which to contribute to saving for...
Don’t miss out on your 2015/2016 tax breaks

Don’t miss out on your 2015/2016 tax breaks

The end of the tax year is fast approaching – but there is still time to take advantage of some of the incentives the government has put in place to encourage savings. The introduction of the tax-free savings legislation last year has added an extra arrow to the quiver of tax-efficient options available to investors. Options are great, but having to choose often stops people from acting and can get in the way of our good intentions. If pressed to make a decision between a unit trust-based retirement annuity (RA) or a unit-trust based tax-free investment (TFI) product, which should you choose?

Só kies jy n goeie finansiële adviseur

Só kies jy n goeie finansiële adviseur

Baie mense het al n stel afgetrap met onbekwame, onverantwoordelike of gewetenlose makelaars of finansiële adviseurs en daarom is dit belangrik om ‘n finansiële adviseur met groot omsigtigheid te kies.
Strenger regulering oor die optrede van makelaars maak dit deesdae makliker om so n keuse te doen. Daar is nou baie bronne waar ‘n potensiële makelaar se vaardighede en etiek nagegaan kan word.