CD4 counts are important to determine the risk of a client and how we will offer cover, how much will we load the premium.
When submitting cover for a client with HIV…viral load is very important!
What can we provide to clients?
- We can offer clients with HIV/AIDS cover who have 350> CD4 count + Viral load
- For clients on ART – two CD4 count readings which are at least 6 months apart will be required
- For newly diagnosed clients – We can consider cover after 12 months
Services provided by Care4U for clients
- Annual health screenings
- Chronic disease support
- Emergencies & Trauma
Contact Ginsburg Financial Services today!